Keeping Our Promises to Our Babies

Shortly after the Bunny was born, my mom sent me four UPromise rewards cards for Publix grocery stores (if you aren’t familiar, Publix is a Florida chain and is THE best grocery store ever). She told me I could sign up for a UPromise account online, register the cards, and send them back out to the Bunny’s grandparents (who all live in Florida). I promptly stuck the cards in the “to do” file and forgot about them until last week.

Last week, I finally started Little Man’s 529 Plan. We certainly are not financial experts, but we did some research, and decided to go with the Ohio plan based on the advice in this article and because California’s plan doesn’t offer any special benefits to its state residents. While I was at it, I figured I would check out the UPromise thing. Do you all know about this? If not, you should! There is absolutely no reason you should not be taking advantage of this.

Here’s why:

1. UPromise accounts are completely free.
2. You do not need to get a UPromise credit card.
3. Once you have an account, you can register credit, debit, and store reward cards that you already have and receive UPromise cash for certain purchases.
4. You can also “shop through” the UPromise website to earn even more UPromise cash with tons of stores.  Incentives change constantly, but as of today, for example, you can earn 5% on all of your purchases at Drugstore.com (Drustore.com has everything you would buy at your local drugstore – paper towels, diapers, toilet paper, shampoo, cleaning supplies, prescriptions, baby food, snack bars, makeup, anything! – with free shipping on orders over $50).  You can also get 15% on all of your purchases at Restaurants.com (and currently Restaurant.com is offering 50% off to UPromise shoppers, which means that you can get a $25 gift certificate for $5 (normal $10)).
5. Your family and friends can also earn money for your child, either through their own UPromise account, or by linking their credit, debit, rewards cards to your account.
6. You can direct your UPromise money to a UPromise affiliated 529 plan or YOU CAN JUST REQUEST A CHECK!
7. College is expensive.
8. We don’t want our children to be burdened with excessive debt because of their education.
9. Our babies already have so much potential!

 

Already Hitting the Books

Yes, I am aware that I sound like a UPromise commercial (as a friend has already told me), but you know you should do it!  

So, just do it!